Investor Presentations and Webcasts 2004

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28 January	Analyst/Investor Teleconference Currency Trading Options Issue
30 January	Merrill Lynch Roadshow Ian MacDonald (Executive General Manager, Financial Services Australia)
2 March	Presentation to Investors Ian MacDonald (Executive General Manager, Financial Services Australia)
12 March	PricewaterhouseCoopers Investigation into Foreign Exchange Trading Losses Analyst Briefing
12 May	Securities Institute Briefing Webcast John Stewart (Managing Director and CEO)
14 May	2004 Half Year Financial Results
17 May	Debt Investor Presentation May-June 2004
27 May	Half Year Investor Pack 2004
1 June	Housing Seminar - (Powerpoint format) Australian Consumers' Vulnerability
21 June	Merrill Lynch Wealth Management Forum Bill Wawn
23 June	Agribusiness Presentation at UBS Conference
10 November	2004 Full Year Results Investor Presentation
19 November	NAB Open Briefing with Group CFO Michael Ullmer on Full Year Results 2004
25 November	Full Year Results - (Powerpoint format) Investor Roadshow Pack
14 December	Sale of Northern Bank and National Irish Bank